Appraisals (Vehicle Valuation)

Member of International Vehicle Appraisers Network

Know what your vehicle is really worth

Whether you’re insuring a collector car, settling an estate, or buying a vehicle long-distance, a professional appraisal gives you a clear, well-documented opinion of value—backed by a thorough inspection and market research.

What is a vehicle appraisal?

A vehicle appraisal is a written report that documents a vehicle’s condition and provides an opinion of market value based on professional resources, comparable sales, and real-world market data (including auction results).

It’s especially valuable when a “quick online estimate” doesn’t reflect the true condition, originality, upgrades, or documentation of your specific car.

Common reasons to request an appraisal

Appraisals are often needed for:

  • Insurance agreed-value / stated-value coverage (collector, classic, specialty)
  • Estate settlements
  • Divorce / asset division
  • Loan collateral valuations
  • Donation valuation or claim support
  • Pre-purchase decisions (especially for long-distance purchases)

What’s included in Gary’s appraisal process

We follow a professional, inspection-first approach—because values shouldn’t be set by photos alone.

1) On-site inspection (by appointment)

Appraisals are completed by appointment, and we can travel to where the vehicle is garaged.
A thorough inspection typically includes:

  • Exterior condition and bodywork details
  • Interior condition
  • Engine and engine compartment
  • Chassis/undercarriage
  • Trunk/cargo area

We also review available documentation (receipts, ownership notes, and history) when possible.

2) Photos + notes captured during the inspection

Photos are taken of inspected areas, and condition notes are recorded to support the final report.

3) Research + valuation support

We use professional resources and auction results (plus relevant documentation) to support a market value opinion.

4) Written appraisal report

Your report includes:

  • Photos of the inspected areas + a narrative summary
  • A condition rating for each major area using a 1–5 scale (1 = concours-level; 5 = parts/major restoration)
  • An overall rating and an assigned market value

Typical turnaround: about 1 week after inspection (rush service may be available).

Pre-purchase appraisal options (long-distance friendly)

Buying from out of state (or across the country)? A pre-purchase appraisal can include a written report plus a real-time phone call during the inspection, with quick photos shared as we go.

When permitted—and when it’s safe—a test drive may be attempted with buyer/seller approval.

What types of vehicles can be appraised?

We’re a great fit for vehicles where condition, originality, workmanship, and documentation matter most, including:

  • Collector and classic cars
  • Muscle cars and hot rods
  • Street rods and special-interest vehicles
  • Exotics
  • Late-model specialty builds

Why choose Gary’s Finer Details?

  • Inspection-first, not photo-only. Values aren’t established by viewing photos alone.
  • Detail-minded process. As an automotive professional, Gary knows how to spot condition factors that impact value—paint quality, correction history, interior wear, trim integrity, and more.
  • Qualifications. Trained in professional vehicle appraisal methods to deliver accurate, credible valuations.

Qualifications